Kelley Lawrence was definitely the answer to our prayers. Kelley is the kind of person that makes you feel like she is there for you. She took care of the offer, inspections, and loan processes in a way that we basically just needed to show up at the time of closing.

Carlos L Mendez

Once pre-qualified, it’s important NOT to make any changes to your credit – good or bad.  Don’t pay o
ff credit cards or make major purchases. Don’t change your employment status and if you do, contact the lender as soon as possible.  A final check is done prior to closing by the lender and any change could result in an inability to close on the home. 
 
Now you’re in a position to contact a realtor.  The realtor will ask questions that will help define what the buyer hopes to
find in a  home; such as price range, number of bedrooms, bathrooms, fenced yard and so on.  Once some criteria have been set, a search will begin. It is important to have a comfortable, trusting rapport with a realtor to help make the home buying transaction as smooth and stress free as possible.
 

c: (918) 440-0819

p: (918) 337-0711

f:  (918) 337-0732

w: kelleyrlawrence.com

e: kelleyrlawrence@aol.com

WHAT BUYER’S SHOULD KNOW BEFORE LOOKING FOR A HOME


First and foremost, prepare and save for the down payment and closing costs.  Buyers can expect to put 3.5% to 20% down depending on the type of loan purchased.   The buyer can expect to pay 3 – 6% of the purchase price of the home for closing costs.


Next, contact a lending institution to get pre-qualified.  This is essential to letting the buyer know the amount of home they can purchase within the purchasing budget.  It’s typically a one to two day process and I can assist you in finding a lender if needed.